Reference

Legal terms for your cendol99 account

cendol99 Legal terms explain how account access, identity checks, local wallets and policy requests work before you enter the lobby.

Account termsData handlingLocal law
cendol99 Legal terms for your cendol99 account
POLICY CONTACT PATHS

Three ways to resolve Legal questions

A clear request helps us connect your question with the right Legal record. Keep the message focused on one issue, such as account access, a wallet reference or a request to change…

Account access If your Legal question concerns phone verification or a blocked sign-in, state the account email or phone number linked to cendol99. We can then check the access record without asking you to send a password or a full payment credential.
Wallet record For a Legal question about DANA, OVO, GoPay or QRIS, include the payment rail, transaction date and visible status reference. Do not send a wallet PIN. We use the supplied details to separate a policy request from a pending cashier record.
Policy request When you want a clause clarified, corrected or changed, quote the relevant wording and explain the result you are seeking. We assess the request against the current Legal notice, account security requirements and local law before replying.
DATA AND SECURITY

How we handle Legal records

Legal handling is tied to the records needed to operate an account and respond to policy requests.

Account details

We use the name, phone number and email you submit to create and protect your account, complete phone verification and connect a policy request to the correct record. You should keep these details current and avoid sharing your password with anyone.

Payment references

A DANA, OVO, GoPay or QRIS reference may be retained to reconcile an account request. Bank transfer and virtual account references can serve the same purpose. We do not need your wallet PIN or banking password to check a payment status.

Cookies

Cookies and similar browser data can help keep an account session connected to the correct page and remember security preferences. You can manage cookies in your browser, although switching them off may interrupt sign-in or require another account check.

Account security

We use the account step and phone verification to reduce access errors when a sign-in or policy request appears unusual. If a device changes or details do not match, we may pause the request until you confirm ownership through the account contact path.

Retention

We retain Legal, account and transaction records for as long as needed for the stated operational, security and policy purposes, or as required by applicable local rules. When you ask about removal, we first check whether a record must remain available.

Changes and contact

You can ask us to correct account details, explain a policy clause or review a data-handling question. Include your linked email or phone number and the specific change requested; we may verify ownership before revealing or editing a record.

Answers to common Legal questions

These Legal answers cover the questions we expect before an Indonesian account is opened or a policy request is sent. They also show which account details and payment references help us respond accurately.

Our Legal notice covers account creation, phone verification, access conditions, data handling, cookies, payment records, policy changes and account closure requests. It applies to cendol99 account activity and should be read before you submit personal or transaction details.

Yes. Account access and eligibility depends on local law, and you should use the service only where local law permits. Your location, account details and the applicable rules may affect whether access can continue or whether a request needs review.

Send a policy request naming the exact detail that is wrong, such as an account phone number or email address. Include the linked account identifier, explain the correction, and complete any ownership check required before we change or disclose the record.

The terms can cover references for DANA, OVO, GoPay, QRIS, bank transfer and virtual account activity when those references are needed to reconcile your account. We use transaction identifiers and status details, not your wallet PIN or banking password.

Yes. Ask through the policy contact path and mention the device or browser involved. Cookies may keep your session connected and preserve security preferences, while disabling them can interrupt sign-in or prompt another account check.

We compare the request with the email or phone number linked to your account and may require phone verification or another account step. This helps prevent private Legal, payment or data records from being disclosed to the wrong person.

You can submit a closure request through the policy contact path with your linked account details. We confirm ownership first, explain any records that must be retained for operational or local-law reasons, and then process the eligible closure steps.